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He’d decided to put aside $20,000 a year for servicing that debt, putting everything over interest into paying down principal.When he got a significant raise after his first year, he’d raised the debt-service part from $833.33 per pay period to a nice, round $900 per pay period. With his last raise, he’d set aside $950 per pay period.As the principal went down, of course, the interest did as well. He expected his student debt to be less than his annual salary before Christmas.Despite his expenditures to reduce the debt, his bank account was looking solider than he’d ever expected it to. Then, too, it looked as though his car would last longer than the car payment did. Come the next August, he would have more coming in -- he’d begun to take the annual raise for granted -- and less going out.Some time in his relationship to Alicia, he’d gone from asking whether she was the one to thinking that it was too soon to propose. He had no idea about her financial situation, and thought it. “Really?” “Really.” She was worried and bit her lower lip, which made her actually appear rather endearing. There was a minute of silence, but I could see that her worry even increased with each second ticking by. Finally, the air seemed ripe for cutting and I caved in. “Hey, Rebecca…” “Becky. It’s just your stepmom who insists on calling me by my full name, though I’ve no idea why.” “Okay, Becky.” There had been a little annoyance in her voice, which sparkled a feeling of companionship in me. Didn’t I know first-hand how aggravating Clare could be about names - or familial titles. “This is all just about me and her, and you shouldn’t have to worry about that. So let’s start fresh. Hi, I’m Miranda.” I held out my hand to her, and her smile lit up the room. “Hi, I’m Becky. Thank you so much for letting me crash with you. I really had no idea where to spend the week until your stepmom invited me. You’re a lifesaver!” Before I could say something, she had plopped over and caught me in a.
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